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Home & Property Insurance

Protect your home, belongings, rental property, and personal finances with coverage selected for your property and circumstances.

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Home and Property Coverage Options

Explore coverage options for homeowners, renters, condominium owners, landlords, and other property-related risks.

Homeowners Insurance

Homeowners insurance can help protect your house, personal belongings, and finances following certain covered losses. It may also provide liability protection if someone is injured on your property.

Available coverage may include:
  • Dwelling coverage
  • Other structures coverage
  • Personal property coverage
  • Personal liability coverage
  • Medical payments to others
  • Additional living expenses
  • Optional coverage for valuable belongings
Ask About Homeowners Insurance

Renters Insurance

A landlord’s policy generally does not cover a tenant’s personal belongings. Renters insurance can help protect your belongings while also providing personal liability coverage and assistance following certain covered losses.

Available coverage may include:
  • Personal property coverage
  • Personal liability coverage
  • Medical payments to others
  • Additional living expenses
  • Replacement-cost coverage options
  • Coverage for belongings away from home
Ask About Renters Insurance

Condo Insurance

Condo insurance is designed to complement the insurance maintained by your condominium association. It can help protect the interior of your unit, your belongings, and your personal liability.

Available coverage may include:
  • Interior walls and fixtures
  • Personal property coverage
  • Personal liability coverage
  • Medical payments to others
  • Additional living expenses
  • Loss assessment coverage
  • Improvements and additions coverage
Ask About Condo Insurance

Landlord Insurance

Landlord insurance can help protect residential rental properties and address risks that may not be covered by a standard homeowners policy. Coverage can be tailored to the type of property and how it is rented.

Available coverage may include:
  • Rental dwelling coverage
  • Other structures coverage
  • Landlord-owned personal property
  • Premises liability coverage
  • Loss of rental income
  • Vandalism and malicious mischief coverage
  • Optional equipment breakdown coverage
Ask About Landlord Insurance

Flood Insurance

Standard homeowners and renters policies generally do not cover damage caused by flooding. A separate flood insurance policy can help protect your building and belongings from certain flood-related losses.

Available coverage may include:
  • Building coverage
  • Electrical and plumbing systems
  • Heating and cooling equipment
  • Built-in appliances
  • Personal property coverage
  • Debris removal following a covered flood
Ask About Flood Insurance

Umbrella Insurance

Personal umbrella insurance provides additional liability protection above the limits of qualifying home, renters, auto, and other underlying policies. It can help protect your income, savings, and other assets.

Coverage may provide additional protection for:
  • Bodily injury liability claims
  • Property damage liability claims
  • Certain legal defense expenses
  • Incidents involving your home or rental property
  • Incidents involving covered vehicles or watercraft
  • Certain personal liability claims
Ask About Umbrella Insurance

Protect Your Home and Property

Contact Riverside Insurance Partners to discuss your property, belongings, liability risks, and available coverage options.